Monday, June 13, 2016
You’ve saved, you’ve waited, and now you’re all set to go on the vacation of your life – a Insight Vacations trip. Preparing for your tour includes protecting yourself from unfortunate occurrences that threaten to interfere with even your best-laid plans. By purchasing the Insight Vacations Travel Protection Plan, you can help protect yourself against cancellation penalties, medical costs, baggage loss and delays, as well as gain access to a wide range of traveler’s assistance services.
Did you know that the Insight Vacations Travel Protection Plan could protect you if:
You become ill and can’t travel
Someone in your immediate family (as defined in the plan) has an illness or injury, even if they aren’t scheduled to travel with you
Your child comes down with an illness and is unable to travel
Your house becomes flooded due to a hurricane
A family member back home passes away and you must return from your Insight Vacations vacation early
Your luggage is lost by the airlines
You twist your ankle and must visit a doctor while traveling
Many other unforeseeable events as listed in the Description of Coverage
What does it cover?
The Insight Vacations Travel Protection Plan includes pre-trip cancellation protection and post-departure coverage for the following:
Trip Cancellation and Trip Interruption
If you must cancel or interrupt your travel programs for a covered reason, the Insight Vacations Travel Protection Plan provides coverage up to your TOTAL TOUR COST.
Covered reasons include illness, injury or death to you, a traveling companion or a covered family member. Additional covered reasons for cancellation include jury duty, subpoena, having a home made uninhabitable by a natural disaster, hijacking and being involved in a documented traffic accident en route to departure. Please refer to the Description of Coverage for full details.
If you should miss the departure of your vacation due to carrier-caused delays or other covered reasons, the plan reimburses you for additional accommodations, meals and "catch up" transportation expenses. The plan provides reimbursement up to $150 CAD per day, up to the maximum $1,000 CAD limit.
If you become ill or are injured while on your trip, the Insight Vacations Travel Protection Plan will cover up to $1,000,000 CAD in medical expenses. The medical plan also covers emergency evacuation (up to $50,000 CAD) and repatriation of remains expenses (up to $50,000 CAD).
* Note: The Medical Expense benefits of this plan are subject to a maximum benefit limit of $30,000 CAD for those persons who at the time of a covered injury or sickness do not have valid hospital and medical insurance under a Government Health Insurance Plan of a province or territory of Canada.
Emergency Evacuation and Repatriation of Remains
If an injury or illness requires emergency medical transportation to the nearest appropriate medical facility, the plan will pre-pay up to $50,000 CAD for covered transportation expenses. In addition, in the event of your death, the plan pays up to $50,000 CAD toward the expenses associated with transporting your remains.
Reimburses expenses up to $2,500 CAD for the covered loss, damage, or theft of baggage and/or personal effects during or while in transit to or from your vacation. This benefit also includes baggage delay protection, covering you for the purchase of necessary items up to $500 CAD in the event your luggage is delayed by a common carrier for more then 24 hours en route to your tour.
24 Hour Worldwide Emergency Assistance
24-hour emergency telephone assistance hotline for medical and travel-related problems, emergencies ranging from cash transfer, legal, dental, or medical referral, lost travel documents assistance as well as medical consultation and monitoring.